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Renter's Insurance

When you rent or lease, your landlord's insurance only protects the building itself - not your personal belongings. We'll design coverage to protect your personal property, your personal liability and your lifestyle while renting.

Are your personal belongings protected?

You might think that your landlord's insurance covers your personal possessions. However, that only covers the building itself. Renters insurance is the only way to protect your valuables, and it's much more cost-effective than you'd think. Be sure to ask us about renters insurance discounts. 

What your renters policy can do.

There are two parts to renters insurance. The first is property coverage for damage or loss from certain unexpected events. Be sure to check your renters insurance coverage details - there will usually be both an overall limit on the payout and a maximum amount for any one renters insurance claim. Here are a few examples of what can be covered in a renters policy:
• Fire
• Theft
• Lightning
• Wind/Hail

Liability coverage options.

Another way some renters policies protect you is through liability coverage. For instance, if you accidentally damage the rental property itself or if somebody is injured while visiting you at your apartment, your insurance would cover it.

Loss of use coverage.

You may also get a payment for living expenses if the rental property is uninhabitable after an event that your policy covers. This safety net can help you recover from such a loss that you would otherwise have to pay for out-of-pocket.

Exceptions of renters insurance.

There are a few things that are not included. For example, if you park a vehicle on the rental property itself, your car usually won't be covered by renters insurance.
Whether you rent a home or a studio apartment, you can't afford to not have renters insurance. In fact, it's extremely cost-effective. We'd be happy to walk you through the options to ensure you have the renters coverage and protection you need.

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Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect the things you've worked hard for. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your specific needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.  We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you and one of our goals is to keep this as effortless as possible for you. Maintain your peace of mind knowing that our insurance professionals have your back.

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We happily service Fort Collins, Greeley, Windsor, Loveland, Timnath, Wellington, Evans, Johnstown, Eaton, Berthoud, Severance, Milliken & all communities in Colorado.

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Great people to work with! They are able to shop multiple companies to get you the best price for your needs. They are also knowledgeable about important city ordinances to make sure you are protected. Highly recommend!
John McAndrew

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