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General Liability Insurance

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If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient general liability coverage.

Unfortunately, for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. General liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in many areas.

Broad Range of General Liability Protection

Bodily Injury: including the cost of care, the loss of services, and the restitution for any death that results from injury

Property Damage: coverage for the physical damage to property of others or the loss of use of that property

Products-Completed Operations: provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided

Products Liability: a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents

Contractual Liability: extends to any liability you may assume by entering into a variety of contracts

Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

Not having comprehensive coverage, like general liability insurance, leaves a company unprotected if an incident like an accident or injury occurs. It is wise to research the sufficient amount of coverage for the industry to gauge how much coverage is needed to avoid paying with funds from the company. With the amount awarded in lawsuits skyrocketing in recent years, a judgment against you can be catastrophic to your business


FAQ's

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Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect the things you've worked hard for. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your specific needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.  We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you and one of our goals is to keep this as effortless as possible for you. Maintain your peace of mind knowing that our insurance professionals have your back.

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We happily service Fort Collins, Greeley, Windsor, Loveland, Timnath, Wellington, Evans, Johnstown, Eaton, Berthoud, Severance, Milliken & all communities in Colorado.

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I found Squires Insurance Solutions on a whim while I was going through a tough time regarding my driving privileges and the state of my insurance. After being with a competitor for years, I discovered that I was no longer eligible for coverage with them. As it turned out, however, that worked...
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