Looking for coverage? Click any of the following to submit a quote for quick, accurate and affordable rates
Personal Auto Insurance
Personal Auto Insurance
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Personal Auto Insurance FAQ
Why do I need personal auto insurance?
In the state of Colorado it is required to carry insurance on your personal automobile but really it is not about requirements, it's all about protecting yourself financially.
If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
If you or any passengers are injured in an accident, medical costs can be extremely expensive.
If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.
What type of personal auto coverage do I need?
Squires Insurance Solutions is your advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for our discussion about your insurance needs.
- How much can you afford to pay if you get in an accident?
To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
- What discounts are available?
There are many types of discounts you may qualify for some examples are good driver, multiple policy and student discounts
- What happens if I do get in an accident how do I file a claim?
Squires Insurance Solutions is dedicated to helping all clients file claims in a timely manner. You can call, email, or file a claim online.
Back to topΔ